Alternative Estates Call the office 02476 551919 Free valuation

What should I bring to my mortgage appointment?

Preparing the right documents in advance helps us assess your circumstances quickly and makes your appointment as efficient as possible.

The more information you can provide at your first meeting, the better we can understand your needs and discuss the most suitable mortgage options available to you.

Proof of identity

Please bring one form of photographic identification, such as:

  • Valid passport
  • UK driving licence

Proof of income

To help us assess your income and affordability, please bring:

  • Employer details for the last 3 years (employer name, address, telephone number and employment dates)
  • Your latest 3 months’ payslips (or latest paid payslips available)
  • Most recent P60
  • Last 2 years’ SA302s and/or certified accounts (if self-employed)
  • Last 3 months’ bank statements
  • Latest annual mortgage statement (if applicable)
  • Details of any existing loans, credit agreements or other financial commitments

Proof of address

Please provide:

  • Your full address history for the past 3 years
  • A recent proof of address dated within the last 3 months, such as a utility bill, bank statement or council tax bill

Additional information

If applicable, please bring:

  • Evidence of your deposit (savings statements, gifted deposit documentation, etc.)
  • Details of any existing life insurance, critical illness cover, income protection or mortgage-related insurance policies
  • Information about employment benefits, including pension contributions, car allowance, bonuses or sick pay
  • Details of the property you wish to purchase (if you are not purchasing through Alternative Estates)

Need help?

If you’re unsure whether a document is required, please contact our team before your appointment. We will be happy to advise you on what you need to bring.

Call us today on 02476 551919 or speak to your adviser for guidance.

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Mortgage and insurance advice is subject to eligibility, lender criteria and regulatory requirements. Fees may be payable. Your adviser will explain any applicable charges before proceeding.

You are under no obligation to use our recommended mortgage or protection adviser. Your decision will not affect the seller’s decision, the acceptance of your offer, or the progress of your purchase.